and the smile logo are trademarks of Inc. 1Redemption rates vary and are subject to change.ĢAccount credits lower your account balance but do not count toward your minimum monthly payment obligation.ģ Shop with Points available for eligible Venture X, Venture, VentureOne, Savor, SavorOne, Quicksilver, QuicksilverOne, and business rewards cards like Spark Cash Plus, Spark Cash, Spark Cash Select, Venture X Business, Spark Miles, Spark Miles Select and Spark Classic with accounts open and in good standing.